Liberty Mutual Manufactured Home Insurance

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Liberty Mutual has been providing coverage for its customers' prized possessions since it opened its doors in 1923.

Manufactured Home Eligibility Checklist

Age of Home

Your manufactured home needs to be 20 years or newer and at least a double wide for Liberty Mutual to offer coverage through Bassett Insurance Group.

Composition Roof Required

A composition roof is required to qualify for Liberty Mutual manufactured home insurance. This ensures your home meets safety and durability standards.

Fire-Resistant Interior Walls

The interior walls of your manufactured home must be completely covered in fire-resistant sheet rock to qualify for coverage.

Permanent Foundation Required

Your manufactured home must be on a permanent foundation and situated on land that is owned by you. This is a key requirement for Liberty Mutual coverage.

Your Manufactured Home Coverage Options

Get the protection your manufactured home needs at an affordable price. Liberty Mutual offers a broad array of coverage options designed specifically for manufactured and mobile homes. As your independent agent, Bassett Insurance Group works with Liberty Mutual to tailor a policy that fits your needs and your budget. Liberty Mutual for independent agents means you get expert guidance every step of the way.

Basic policy protection

Your Home

Your home will be protected against losses from events such as fire or lightning; weight of ice, snow, or sleet; windstorms; hail; theft or vandalism; and more.

Your Belongings

If your personal possessions—including furniture, clothing, and appliances—are damaged or stolen as a result of a covered loss, Liberty Mutual® will arrange for them to be repaired or replaced.

Your Liability

Liberty Mutual will defend you if someone makes a claim against you for accidentally causing an injury or damaging property—for example, if someone is hurt in your yard or you damage property at someone else’s home.

Additional coverages

Service Line Coverage

Liberty Mutual's service line coverage protects the underground utility lines that bring water, power and communication to your home, with coverage up to $12,000 and a deductible of just $500. This coverage protects against common causes of service line failure such as wear and tear; rust and corrosion; and tree or other root invasion.

Valuable Articles Coverage

If you own high-value items such as jewelry, art, collectibles, or camera equipment, you should consider adding extra coverage to your policy. For as little as a few dollars a month, items are protected for a fraction of what it would cost to replace them.

Identity Recovery Coverage

Recovering from identity theft can be a very costly, time–consuming, and stressful experience. With Liberty Mutual’s identity recovery coverage, you can replace that worry with calm for just $1 a month.

Equipment Breakdown Coverage

For just $2 a month, equipment breakdown coverage is a cost-effective way to keep critical household equipment up and running after mechanical or electrical breakdowns—which are often not covered under a standard homeowners policy.

Manufactured Home Insurance Discounts

Multi-Policy Bundle Discount

Combine your Liberty Mutual auto policy and manufactured home insurance into a convenient bundle and save. Bundling through Bassett Insurance Group is one of the easiest ways to lower your overall insurance costs.

Home Safety Device Discount

Save on your manufactured home insurance when you have qualifying safety features like a burglar alarm, smoke detectors, or a sprinkler system installed in your home.

Additional Savings Opportunities

Enjoy even more ways to save including discounts for newer homes, adding a Liberty Mutual umbrella policy, requesting an advanced quote, and paying your bill in full. Contact Bassett Insurance Group to learn about all available discounts.

Liberty Mutual Is There When You Need Them Most

When Your Property Is Damaged or Stolen

24-Hour Claims Assistance Should you ever need to file a claim, help is just a click away at LibertyMutual.com/claims or on the mobile app. You can also call Liberty Mutual Claims at 1-800-332-3226. Liberty Mutual's claims service is fast, fair, and hassle-free, with representatives available 24/7 to assist you.